How to make money through PhonePe? | PhonePe- India’s Payments App | BHIM UPI

December 21, 2019December 20, 2019 by Satendra Kumar Rawat

How to make money through PhonePe? | PhonePe- India’s UPI Payments App: PhonePe is a payment app that allows you to use BHIM UPI, your debit card & credit card or wallet to recharge your mobile, pay all your utility bills & pay instantly at your favorite offline and online store gives.

The PhonePe- India’s UPI Payments App is safe and secure, caters to all your payment and banking needs, and is much better than Internet banking. Link your bank account on PhonePe app and instantly transfer money with BHIM UPI. There is no need to remember the IFSC code, account number, or other details. Instant bank transfer with BHIM UPI using only mobile number or unique payment identification your virtual payment address (VPA).

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What you can do with PhonePe App?

Money Transfer: You can transfer money with BHIM UPI using PhonePe, Send and request money from your contacts anywhere, anytime. You can also check your account balance, save beneficiaries and manage multiple bank accounts like SBI, ICICI Bank, Yes Bank, HDFC Bank, Canara Bank, Bank of Baroda and more than 140 banks.

Recharge: You can recharge your mobile and DTH connection using PhonePe. Recharge your prepaid mobile for operators like BSNL, Jio, Airtel, Vodafone, Idea. You can recharge your data-card & DTH connection.

Pay Bills: Pay electricity bills including Airtel, BSNL, MTNL etc. Pay credit card bills for Visa, AMEX, MasterCard, RuPay and Dinner. You can pay your gas & water broadband bills.

Make easy online payments: Pay at stores and offline stores and also easily pay for electronics, mobile, fashion, household and kitchen appliances on your favorite online shopping sites like Flipkart, Myntra.

How to Add Bank Account in PhonePe ?

Open the menu by tapping on the icon in the top right corner of the screen.
Go to the bank account section, and tap on the “Add new bank” button.
Select the bank you want to link with PhonePe from the list of available banks.
PhonePe will bring your account details in one stroke and associate it with your account. Proceed to set the UPI PIN by tapping on the Set UPI Pin button.
Enter your debit / ATM card number and the “last 6 digits” of the “expiration date” (if your card’s does not have an expiration date, enter 00/49).
To set your UPI PIN, use the OTP received from your bank.
You have successfully added your bank account, now you directly deal with your bank account using your UPI PIN

How to Set & Reset your UPI Pin in PhonePe ?

Open the menu by tapping on the icon in the top right corner of the screen.
Go to the “Bank accounts” section. All your bank accounts associated with PhonePe will be shown in this section
Select the bank account to set a UPI PIN. If you have never set a UPI PIN for a bank account, you will see the “SET” option. Otherwise select “RESET” option to set your new UPI PIN for the bank account.
Enter your debit / ATM card number and the “last 6 digits” of the “expiration date” (if your card’s does not have an expiration date, enter 00/49)
You will receive an OTP from your bank. Enter the received OTP and enter new UPI PIN and click submit.
You have successfully set UPI PIN for your bank account. Now you can authenticate using your UPI PIN and send money directly to the PhonePe app and make payments from your bank account

How to Pay by PhonePe ?

PhonePe App:

Select ” Pay ” from payment options.
Login to your PhonePe account using mobile number and Set 4 digit password.
Select the bank account from which you want to pay.
Enter your UPI PIN & complete transaction.

PhonePe Web:

Select pay from PhonePe from payment options.
Login to your PhonePe account using mobile number and Set 4 digit password.
Select the bank account from which you want to pay.
Open the PhonePe app and go to the notifications section.
You will see a collective request from the merchant, tap to pay for the payment.
Enter your UPI PIN & complete transaction.
You have safely completed the payment process.

How to make money with PhonePe ?

Invite and Earn: Invite & Share the PhonePe app and make money with PhonePe.
Buy & Sell Gold: Buy & sell 24K Gold and stored in a free secure locker.
Buy PhonePe Gift Cards: Purchase a PhonePe Gift Card for a lead payment of 1 lakh +, which are available offline and on online outlets and on the PhonePe App.
Invest in a tax saving fund: Save tax quickly and easily by investing in a tax saver fund on the PhonePe app.

What is PhonePe Switch ?

PhonePe Switch: Use your favorite Apps on PhonePe Switch. Book Tour in Oyo, MakeMyTrip, Treebo, Redbus, Goibibo, Redbus etc. Use your favorite food, travel, shopping and grocery apps on the Food PhonePe switch ‘without downloading them.

Refunds: Manage and track refunds from your favorite shopping websites on PhonePe.

For more details, please visit our website at https://www.phonepe.com

Permissions of PhonePe App

Accounts: We use this to pre-populate the email ID when signing up.
Call: We use this to detect single vs dual sim and let the user choose
Microphone: We use it to do KYC video verification
Location: This is a requirement for UPI transactions by NPCI
Contact: We use this to send money to a phone number and select numbers to recharge.
SMS: We use this to verify the phone number for registration
Camera: We use this to scan QR codes.
Storage: We use this to store scanned QR codes.

Final Thoughts: PhonePe- India’s UPI Payments App

In this article, we have shared with you a complete guide on best and free PhonePe- India’s UPI Payments App. If you still have any doubts about PhonePe- India’s UPI Payments App, you can ask us by commenting below. We will definitely help you to clear all your doubts.

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